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Banking Rates
Deposit Account Rates
|
Under $10,000.00
|
0.55%
|
0.55%
|
$100
|
|
$10,000.00 - $24,999.99
|
0.75%
|
0.75%
|
$100
|
|
$25,000.00 - $49,999.99
|
1.00%
|
1.01%
|
$100
|
|
$50,000.00 - $99,999.99
|
1.15%
|
1.16%
|
$100
|
|
$100,000.00 and up
|
1.25%
|
1.26%
|
$100
|
|
1 Month
|
0.50%
|
0.50%
|
$10,000
|
|
2 Month
|
0.55%
|
0.55%
|
$10,000
|
|
3 Month
|
0.90%
|
0.90%
|
$10,000
|
|
6 Month
|
1.00%
|
1.01%
|
$10,000
|
|
9 Month
|
1.05%
|
1.06%
|
$10,000
|
|
12 Month
|
1.60%
|
1.61%
|
$10,000
|
|
18 Month
|
1.50%
|
1.51%
|
$10,000
|
|
2 Year
|
1.90%
|
1.92%
|
$10,000
|
|
3 Year
|
2.25%
|
2.28%
|
$10,000
|
|
4 Year
|
2.50%
|
2.53%
|
$10,000
|
|
5 Year
|
2.75%
|
2.79%
|
$10,000
|
|
1 Month
|
0.40%
|
0.40%
|
$10,000
|
|
2 Month
|
0.50%
|
0.50%
|
$10,000
|
|
3 Month
|
0.75%
|
0.75%
|
$10,000
|
|
6 Month
|
0.90%
|
0.90%
|
$10,000
|
|
9 Month
|
0.95%
|
0.95%
|
$10,000
|
|
12 Month
|
1.50%
|
1.51%
|
$10,000
|
|
18 Month
|
1.40%
|
1.41%
|
$10,000
|
|
2 Year
|
1.80%
|
1.82%
|
$10,000
|
|
3 Year
|
2.05%
|
2.07%
|
$10,000
|
|
4 Year
|
2.25%
|
2.28%
|
$10,000
|
|
5 Year
|
2.50%
|
2.53%
|
$10,000
|
Institutional CDs are available to Money Managers who have been previously approved by VirtualBank.
Click
here to apply to become a VirtualBank Money Manager.
|
1 Month
|
0.20%
|
0.20%
|
$10,000
|
|
2 Month
|
0.25%
|
0.25%
|
$10,000
|
|
3 Month
|
0.40%
|
0.40%
|
$10,000
|
|
6 Month
|
0.60%
|
0.60%
|
$10,000
|
|
9 Month
|
0.65%
|
0.65%
|
$10,000
|
|
12 Month
|
0.85%
|
0.85%
|
$10,000
|
|
18 Month
|
0.90%
|
0.90%
|
$10,000
|
|
2 Year
|
1.25%
|
1.26%
|
$10,000
|
|
3 Year
|
1.50%
|
1.51%
|
$10,000
|
|
4 Year
|
1.75%
|
1.77%
|
$10,000
|
|
5 Year
|
2.00%
|
2.02%
|
$10,000
|
|
Under $2,500.00
|
0.30%
|
0.30%
|
$500
|
|
$2,500.00 - $9,999.99
|
0.55%
|
0.55%
|
$500
|
|
$10,000.00 - $24,999.99
|
0.70%
|
0.70%
|
$500
|
|
$25,000.00 - $49,999.99
|
0.80%
|
0.80%
|
$500
|
|
$50,000.00 and up
|
1.00%
|
1.01%
|
$500
|
|
$0 and Up
|
0.75%
|
0.75%
|
$1,000
|
|
Under $5,000.00
|
0.50%
|
0.50%
|
$5,000
|
|
$5,000.00 - $24,999.99
|
0.65%
|
0.65%
|
$5,000
|
|
$25,000.00 - $49,999.99
|
0.80%
|
0.80%
|
$5,000
|
|
$50,000.00 - $94,999.99
|
1.00%
|
1.01%
|
$5,000
|
|
$95,000.00 and up
|
1.20%
|
1.21%
|
$5,000
|
|
Under $1,000.00
|
0.20%
|
0.20%
|
N/A
|
|
$1,000.00 - $24,999.99
|
0.45%
|
0.45%
|
N/A
|
|
$25,000.00 and up
|
0.55%
|
0.55%
|
N/A
|
|
Under $5,000.00
|
0.40%
|
0.40%
|
N/A
|
|
$5,000.00 and up
|
0.70%
|
0.70%
|
N/A
|
* Annual Percentage Yield (APY) is offered as of
2/8/2010 7:26:12 PM
EST. Penalty may be imposed for early withdrawal of CDs. Interest is compounded daily and credited monthly. Fees may reduce earnings. Rates and offers subject to change without notice.
** These products are no longer offered. The rates apply to existing accounts.