Glossary

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

hazard insurance
Insurance protecting against loss to real estate caused by fire, natural causes, vandalism, etc.
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home equity line of credit
A credit line secured by a second deed of trust on a house.
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home equity loan
A mortgage loan secured by a second deed of trust on a house.
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housing ratio
The ratio of the monthly housing payment (Principal, Interest, Taxes, and Insurance) divided by the gross monthly income.
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HUD
The U.
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