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VirtualBank

Certificate of Deposits - CDs

Featuring flexible terms and guaranteed returns, our eCD provides you with the ability to earn competitive interest rates without being concerned about losing principal balances on the investment. As with any CD, a penalty applies for early withdrawal. Review full rates and terms below for details.*

Featured Perks of a VirtualBank eCD:
  • Low minimum opening deposit ($10,000)
  • Guaranteed returns
  • Multiple term options
  • Automatic renewal at maturity
  • Free Online & Mobile Banking 
CD term Interest Rate Paid Annual Percentage Yield*
1 Month 0.10% 0.10%
2 Month 0.15% 0.15%
3 Month 0.15% 0.15%
6 Month 0.20% 0.20%
9 Month 0.30% 0.30%
12 Month 0.30% 0.30%
18 Month 0.30% 0.30%
24 Month 0.40% 0.40%
36 Month
0.45% 0.45%
48 Month 0.45%
0.45%
60 Month 0.55% 0.55%
*The interest rates and Annual Percentage Yields (APY) are subject to change daily without notice. Interest will be compounded daily and added back to principal every quarter (3 months). Penalty may be imposed for early withdrawal of CDs. Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information.