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eMoney Market

Earn competitive interest rates that may increase with higher balances. Our eMoney Market account provides you with easy access to your money whenever you need it, and produces a nice return on your investment. Review full rate and terms below for details.*
Featured Perks of a VirtualBank eMoney Market: 
  • Low minimum deposit to open ($100)
  • Earns interest (paid monthly)
  • Minimum to earn interest $0.01
  • Daily minimum balance of $100 to avoid the $5 monthly service charge
  • Free Online & Mobile Banking
  • Free Mobile Deposits 

If you prefer to mail in an application, click here to download the PDF.
If your daily balance is: Interest Rate Paid Annual Percentage Yield*
$.01 - $9,999.99 0.80% 0.80%
$10,000 - $24,999.99 0.80% 0.80%
$25,000 - $49,999.99 0.80% 0.80%
$50,000 - $99,999.99 0.80% 0.80%
$100,000 - $249,999.99 0.80% 0.80%
$250,000 or more 0.80% 0.80%
*All products and services are subject to approval, including credit approval. Under existing federal regulations, you may make a maximum of six preauthorized transfers (including telephone transfers and automatic transfers) from your money market account each month. Federal regulations also require that accounts that continue to violate these limits after being contacted by the Bank, must be permanently converted to an eChecking Account with no ATM/Debit card, or be closed. An excessive withdrawal fee of $15 applies per transaction over six from a VirtualBank money market account. The interest rates and Annual Percentage Yields (APY) are variable and subject to change daily without notice. Interest will be compounded and credited to your account every month. Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information.