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eMoney Market

2.01% APY Guaranteed for 1 Year*

Earn this special introductory 2.01% APY for the first year when you open a new
eMoney Market with new money not currently held by VirtualBank. You’ll enjoy easy
access to funds when you need them as well as many of the featured benefits listed below:

  • Low minimum opening deposit of $100
  • Earns interest (paid monthly)
  • Minimum to earn interest is $0.01
  • Maintain a daily minimum balance of $100 to avoid the $5 monthly service charge
  • Free Online & Mobile Banking
  • Free Mobile Deposits

If you prefer to mail in an application, click here to download the PDF.

*APY (Annual Percentage Yield) is accurate as of 5/8/18, and is subject to change. A fixed, 1 year introductory APY is available to clients opening a new VirtualBank eMoney Market account with new money not currently held by VirtualBank. Accounts opened and initially funded with money transferred from an existing VirtualBank account are not eligible for the 1-year introductory period APY.

All products and services are subject to approval, including credit approval. After the 1-year introductory period, interest rates and APYs will be adjusted to the standard eMoney Market rates in effect.  eMoney Market interest rates and APYs are variable, based on account balances, and subject to change daily without notice.  Standard eMoney Market rates are disclosed on the Rates page. Interest will be compounded and credited to your account every month. Under existing federal regulations, you may make a maximum of six preauthorized transfers (including telephone transfers and automatic transfers) from your money market account each month. Federal regulations also require that accounts that continue to violate these limits after being contacted by the Bank, must be permanently converted to an eChecking Account with no ATM/Debit card, or be closed. An excessive withdrawal fee of $15 applies per transaction over six from a VirtualBank money market account. Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information.

VirtualBank, a Division of IBERIABANK.  Funds from IBERIABANK are not eligible for this promotion.