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VirtualBank

Rates


eMoney Market


If your daily balance is: Interest Rate Paid Annual Percentage Yield*
$.01 - $9,999.99 0.80% 0.80%
$10,000 - $24,999.99 0.80% 0.80%
$25,000 - $49,999.99 0.80% 0.80%
$50,000 - $99,999.99 0.80% 0.80%
$100,000 - $249,999.99 0.80% 0.80%
$250,000 or more 0.80% 0.80%


Jumbo eMoney Market


If your daily balance is: Interest Rate Paid Annual Percentage Yield*
$.01 - $249,999.99 0.25% 0.25%
$250,000 or more 0.90% 0.90%


eCD


eCD term Interest Rate Paid Annual Percentage Yield*
1 Month 0.15% 0.15% Open Now
2 Month 0.15% 0.15% Open Now
3 Month 0.82% 0.82% Open Now
6 Month 1.55% 1.56% Open Now
9 Month 1.29% 1.30% Open Now
12 Month 2.03% 2.05% Open Now
18 Month 1.56% 1.57% Open Now
24 Month 2.33% 2.36% Open Now
36 Month
1.65% 1.66% Open Now
48 Month 1.77% 1.79% Open Now
60 Month 2.62% 2.65% Open Now



eChecking**


If your daily balance is: Interest Rate Paid Annual Percentage Yield*
Under $2,500 0.25% 0.25%
$2,500 - $9,999.99 0.30% 0.30%
$10,000 - $24,999.99 0.35% 0.35%
$25,000 - $49,999.99 0.50% 0.50%
$50,000 and up 0.65% 0.65%
*The interest rates and annual percentage yields (APY) are subject to change daily without notice. Penalty may be imposed for early withdrawal of CDs. eCD: Interest will be compounded daily and added back to principal every quarter (3 months). Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information.
eChecking: We compound and credit interest earned monthly (at the end of each statement cycle). 

**We no longer offer the eChecking. We will continue to service the existing eChecking Accounts.