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VirtualBank

Rates

eMoney Market Special

0.40% APY* (0.40% interest rate)

Open a new eMoney Market and earn 0.40% APY. eMoney Market interest rates and APYs are variable, based on account balances, and subject to change daily without notice.

Standard eMoney Market Rates

If your daily balance is: Interest Rate Paid Annual Percentage Yield*
$.01 - $9,999.99 0.25% 0.25%
$10,000 - $24,999.99 0.25% 0.25%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 - $249,999.99 0.25% 0.25%
$250,000 or more 0.25% 0.25%

eCD

CD term Interest Rate Paid Annual Percentage Yield*
1 Month 0.10% 0.10%
2 Month 0.15% 0.15%
3 Month 0.15% 0.15%
6 Month 0.20% 0.20%
9 Month 0.30% 0.30%
12 Month 0.30% 0.30%
18 Month 0.30% 0.30%
24 Month 0.40% 0.40%
36 Month
0.45% 0.45%
48 Month 0.45%
0.45%
60 Month 0.55% 0.55%

All products and services are subject to approval, including credit approval.

The interest rates and annual percentage yields (APY) are subject to change daily without notice.

* eMoney Market: APY (Annual Percentage Yield) is accurate as of today and is subject to change. eMoney Market interest rates and APYs are variable, based on account balances, and subject to change daily without notice. eMoney Market Special rate is for new accounts opened today. Standard eMoney Market rates are disclosed on the Rates page. Interest will be compounded and credited to your account every month. Under existing federal regulations, you may make a maximum of six preauthorized transfers (including telephone transfers and automatic transfers) from your money market account each month. Federal regulations also require that accounts that continue to violate these limits after being contacted by the Bank, must be closed . An excessive withdrawal fee of $15 applies per transaction over six from a VirtualBank money market account. Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information.

** eCD: APY (Annual Percentage Yield) is accurate as of today, and is subject to change. Interest will be compounded daily and added back to principal every month. Penalty may be imposed for early withdrawal of CDs Fees are subject to change and may reduce earnings; please refer to the most current Rate and Fee Schedule for more information.